More than Half of Small Businesses Say They’re the Same or Better Than Before COVID

More than Half of Small Businesses Say They’re the Same or Better Than Before COVID


More than half (57%) of small business owners say their financial position is the same as or better than the pre-pandemic period, according to a new survey by Capital One. The survey findings highlight the optimism among small businesses in the wake of an unprecedented economic instability brought about by COVID-19. 



Majority of Small Businesses Same or Better than Before COVID

Some 62% of business owners say they are confident their business will eventually return to pre-pandemic conditions. This is in addition to the 87% of small businesses predicting they will still be in business by spring 2021. 

Further findings in the survey indicate optimism across the board, these include:

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  • Four out of five (79%) businesses that have received the Paycheck Protection Program (PPP) believe the assistance they’ve received during the pandemic will help them stay in business for the long term.
  • 82% of business owners have been able to keep the same or increase their number of employees throughout the pandemic.
  • 58% of businesses have cited not needing financial support as the primary reason they didn’t seek funds from outside sources in the last six months.
  • Less than 20% of business owners report having had to cut back on their services or offerings as a result of the pandemic.
  • Only 2% of business owners report having permanently closed since the onset of the pandemic. Food services, construction, and technology businesses are the hardest hit.

Challenges Remain

Despite the optimism, challenges, however, remain. Due to the economic disruptions since March, many small businesses have adapted their operations to not only remain in business. A case in point here is 83% of millennials are far more likely to have spent money attempting to adapt their business to keep it running during the pandemic compared to baby boomers (51%). 

Some 61% of businesses too, admit to needing more practical advice and tools to weather the storm. These include support by way of training or consulting. They believe this would help them address different areas of running a business since the pandemic. A further 43% of businesses would be willing to accept donations to help address their business’s financial needs.

Image: Depositphotos.com




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Problems I faced In Online Business and Solutions | Earn Money Online Without Investment

Problems I faced In Online Business and Solutions | Earn Money Online Without Investment



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14% of Americans Using COVID in Online Passwords, New Survey Reveals

14% of Americans Using COVID in Online Passwords, New Survey Reveals


A significant fraction of Americans are using COVID-related passwords online. This was the finding of a study by Security.org, a team of security experts, advisors, and researchers. The researchers asked 750 Americans to share their password strategies and security habits.



Using COVID in Your Online Passwords

In its annual report on password “strategies” in the US, the study found that topical issues are a dominant feature of passwords. Unsurprisingly, with COVID the prevailing topic, coronavirus-related passwords are being used by as many as 14% of Americans.

Another key topic is, of course, the US election. Subsequently, 12% of Americans are using the word “Trump” in passwords. 9% are incorporating “Biden” into their passwords.

Personal data has long been a key favorite when it comes to creating passwords. The report shows that 16% of Americans use their birth year in passwords. Another 16% use their pets’ name.

Security.org’s report was released to coincide with Cybersecurity Awareness Month. Its finding that so many people are opting for topical passwords is deemed as “bad news” by Security.org.

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Best Password Practices

The security experts recommend having long, strong passwords, which mix numbers, letters, and special characters. They advise using two-factor authentication whenever it is available. Two-factor authentication might involve a code being texted to the user’s phone, or a fingerprint or facial recognition sign-in.

If a website has had a data breach, it is important users change their password immediately. The same password should not be used across sites.

Small Businesses and Cybersecurity

Small businesses are a target for data hacks and other cybercrime. With 28% of data breaches in 2020 involving small businesses, it’s more important than ever that small businesses get their passwords right.

Common sense prevails that avoiding popular words based on current issues likes COVID will ensure safer, more secure passwords. It is also vital that businesses follow other recommended password practices. Such practices include not using the same passwords across multiple sites and using two-factor authentication whenever possible.

Image: Depositphotos.com




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What are CubeSats and What Do They Do?



So what are CubeSats and SmallSats and why are they so important? How are they helping us learn more about the Earth and near space?

This Lecture and Q&A session answers these questions.

Micro satellites – some are the size of a toaster. Others the size of a suitcase. They can ride into space as secondary payloads in a rocket’s “trunk,” or even be tossed out of an airlock, to start their missions. Small satellites, often collectively called “CubeSats,” are changing the way we explore space and monitor our home planet.

Speaker(s): Anne Marinan (JPL) — Systems Engineer, Near Earth Asteroid Scout & Mars Cube One; Team Xc Lead Engineer
Travis Imken (JPL) — Project Systems Engineer, RainCube

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Make Money Online | Earn Money Online | Business | B2B | Mr.Growth

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